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- ID 1: As a leaseholder what repairs are CBH responsible for?
Colchester Borough Homes are responsible for keeping the ‘common parts’ of your block in good repair. This means we will look after the structure of the building, the landings and hallways (including lighting, controlled door-entry systems on).
Repairs we are responsible for include:
Roofs, drains, gutters and pipes on the outside of your home
Outside entrance doors (but not the front doors of individual flats)
Window frames and sills (not including glass)
Outside paint work
Paths and steps (back and front)
Boundary fences (except some where you or a neighbouring owner are responsible)
Chimneys and chimney stacks
Stairs and landings
Garages and outbuildings, including drying areas.
Shared water pipes, water tanks, gas pipes and electrical wiring
Light fittings in shared areas
Controlled door-entry systems
Decorations in shared areas.
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- ID 2: What methods of rent payment are available to me?
There are a wide range of options available. More information can be found here.
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- ID 8: What happens if my Housing Benefit hasnt been worked out yet?
You are responsible for giving the Housing Benefit team all the documents and information they need to be able to work out your claim quickly. If you have done this and there is still a delay, let your housing officer know straight away.
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- ID 9: Will I get a rent statement?
Yes – we will send you a statement every three months.
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- ID 10: Can I pay monthly?
Yes, but you need to pay in advance unless you pay by direct debit.
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- ID 11: If I go to court, will I be charged anything?
The court will make an ‘order for costs.’ This will include court costs and our legal costs, and you must pay them as well as the rent you owe.
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- ID 12: If I end my tenancy and owe any rent,what will happen?
We will contact you about the debt and ask you to make arrangements to pay it off. We can still take court action to recover the debt even if you are not our tenant any more.
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- ID 13: What about if I owe money to more than one Council department?
Please contact your housing officer in the rent income team. They will talk to other council teams about how you can pay what you owe to the different teams and make an agreement with you.
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- ID 14: What benefits can I receive and can I get help in obtaining them?
Please contact your housing officer in the rent income team. We have a specialist welfare rights worker who can give advice and support.
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- ID 15: When do I pay my rent?
It is a condition of your tenancy that you pay your rent regularly and on time. Rent is due each Monday, but you can pay monthly if you pay by direct debit. You may be able to claim Housing Benefit to help you pay your rent.
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- ID 16: How can I become involved?
We believe that tenant involvement is a vital part of providing a first class housing management service. It is only by working together that we can achieve this.
To assist you to participate, we will pay travel expenses, child care costs and car parking costs.
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- ID 17: Do I qualify for sheltered housing?
If you are aged 60+ (55+ in some cases) and you live in a Council House or Housing Association Property in Colchester then you are likely to qualify. If you live outside the Borough or own your own property you may in some circumstances be eligible. For further information please ring 01206 282508.
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- ID 18: What type of charges would I have to pay in Sheltered Housing?
There is a basic rent you have to pay, plus some service charges to cover items such as a lift and ground maintenance. You will also have to pay Support Charges for the Scheme Manager and Helpline Services. In some properties there will be electricity and gas charges also. Some of these costs may be covered by Housing Benefit and Supporting People Grant.
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- ID 19: What happens if a repairs operative arrives and I am not in?
If this happens they should leave you an ‘abortive call’ card. Please fill in the card and send it to us, giving two other days when they can come back to do the repair. Then we can arrange for them to call again when you are in.
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- ID 20: How can I report a repair?
You can either use the online repair reporting on this website or telephone (Freephone) 0808 220 2222 or 01206 282525 (some networks cannot access some freephone numbers)
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- ID 21: Do you provide appointments for repairs?
Appointments are available for a number of types of repairs if you phone the repairs line, telephone (Freephone) 0808 220 2222 or 01206 282525 (some networks cannot access some freephone numbers)
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- ID 22: What is Homechoice?
Homechoice is for people who want to apply to Colchester Borough Council for help with housing. Choice based lettings is a new way of allocating properties where the customer is able to say which properties they would like to be considered for. Homechoice runs the choice based letting scheme. It is a partnership between, Colchester Borough Council, Colchester Borough Homes and local housing associations. The icon to link to Homechoice appears at the bottom of every web page on this website.
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- ID 23: How can I complain?
If you think you have received poor service from a member of staff or a contractor working for CBH then please let us know. It helps to know when we are getting it wrong as we can learn from it and ensure we get it right the next time. Please contact our Complaints and Customer Liaison Officer on freephone 0808 220 4444 (01206 506706 from some networks) or by email at cbhcomplaints@colchester.gov.uk
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- ID 24: How can I make a compliment?
If you think you have received excellent service from a member of staff or a contractor working for CBH then please let us know. It helps to know when we are getting it right as well as when we are getting it wrong. Please contact our Complaints and Customer Liaison Officer on freephone 0808 220 4444 (01206 506706 from some networks) or by email at cbhcomplaints@colchester.gov.uk
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- ID 25: As a leaseholder what repairs am I responsible for?
You are responsible for repairs to the inside of your flat, including your front door and the glass in your windows. You should make your own arrangements to get someone to do the repairs for you.
Repairs you are responsible for include:
All repairs to the inside of your flat, including your front door, glass in your windows and all fixtures and fittings
Water pipes, water tanks within your property
Gas pipes that are within your property
Gas boilers – including servicing
Any damage to the common parts and services caused by you, members of your household, or your visitors
Chimney sweeping.
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- ID 26: Who insures my property?
Colchester Borough Council as landlord is responsible for insuring the structure of the building including your property and is insured on a block policy with Zurich Municipal. Your property is insured for its full re-instatement value no matter what that might be and the policy will not be allowed to lapse under any foreseeable circumstances.
As a leaseholder, you are required to make an annual contribution towards the cost of the insurance policy. This charge is included in your annual service charges.
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- ID 27: I'm a leaseholder can I make improvements to my home?
As a leaseholder you have the right to improve your home, but for some improvements you will need written permission from us. This is because, as landlord, we have an investment in the block and a responsibility to the other tenants. We will not refuse permission unless we have a good reason. You may also need to get planning permission and building consent before starting work.
How do I apply for permission?
Write to the Leasehold Services Team at PO Box 887, Colchester CO3 3YB.
You will need to say exactly what you want to do and include a drawing or plan.
A building surveyor may need to visit your home to see what you intend to do, before we can make a decision.
We will give you an answer within seven days of receiving your request or one month if we need more information. If we refuse permission we will tell you why. The permission we give you to go ahead is not the same as planning permission. You are responsible for getting any necessary planning permission or building regulations approval
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- ID 48: Why are you changing the way service charges are billed?
The government requires councils and housing associations to work out their rent in the same way. The idea is to be more open about how rents are set and to link charges to the actual services each tenant receives.
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- ID 49: Is this a one off change or are you planning more?
The basic split into service charges and rent will not change after 2008 although we may identify more services that we should charge for.
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- ID 50: What is the difference between rent and service charges?
Rent is for the use of your home and pays for repairs, maintenance and general housing management. It takes into account the location and how many bedrooms you have.
Service charges cover two things. The costs of keeping your estates clean, tidy and well maintained for the benefit of everyone. Secondly the cost of the services provided to individual blocks.
For example the cost of repairing the front door to your home is covered in the rent because only you will benefit from the repair and it enables you to live comfortably in your home.
Services like grounds maintenance and communal cleaning benefit everyone who lives in the area or block and it is only fair that everyone pays their share of these costs.
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- ID 51: How exactly do you work out service charges?
The basic idea is that the total cost of providing each service is divided by the number of homes benefiting from that service.
Grounds maintenance
Everyone benefits from this and so tenants and leaseholders share the costs. Although a handful of properties do not have grassed areas and some grassed areas are larger than others it is fair to charge everyone for this service. This is because CBC is expected to maintain certain standards across all estates for the benefit of the community.
Estate officers
They are responsible for dealing with graffiti removal, rubbish removal, dealing with abandoned vehicles and checking the communal areas of blocks of flats. Everyone benefits from this service and so tenants and leaseholders share the cost.
Services in blocks of flats
This covers things like the running costs for communal lighting, door entry systems and communal cleaning in your block and you will only be charged if you live in a block that receives these services.
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- ID 52: Will these changes mean that I have to pay more?
Your total weekly charge – rent and service charges – will increase this year. This is because we are now charging you for the estate officer service and where applicable, the two storey cleaning service.
However, you will notice your rent has gone down. This is because your existing service charges have been identified and taken away from the rent this year and unlike before you will not be paying for services you do not receive.
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- ID 53: Some of my rent is paid by Housing Benefit. Can I still claim this?
Yes. All your service charges will be taken into account when working out how much housing benefit you should receive.
If you are already receiving housing benefit you will not have to submit a new claim - your entitlement will be adjusted automatically.
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- ID 54: Why didn't you consult tenants prior to making these changes?
We had to make these changes to comply with government requirements. We gave out information at 2 tenant and leaseholder forums held on 15th and 16th June. We also consulted with the board advisors at Colchester Borough Homes in June 2007. We talked to the Association of Tenants and Leaseholders. Two focus groups were formed to make sure we were dividing up service charges fairly. A report was submitted to the ALMO Board on 18 September 2007. We attended the CBH Annual General Meeting on 13 October 2007 and the Tenant Open Day on 13 December 2007.
To let everyone know what was happening there were articles in “Housing News and Views” in August and December 2007.
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- ID 55: How did you decide to divide and share out service charges?
For most service charges we identified the specific properties that received a service and then shared the cost of that service equally between each of those properties. There are some services where we were unable to do this and so we shared the cost across a wider group of tenants and leaseholders. For example grounds maintenance.
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- ID 56: Why can?t you just charge me for maintaining the grounds around my block?
We have done this where we can easily identify pieces of land that belong with a specific group of properties, for example, sheltered schemes. Most of our grounds cannot be easily identified as belonging to any specific group of properties and in these cases we spread the cost amongst everyone. You would have been paying for grounds maintenance before but you did not see how much it cost you because it formed part of your rent.
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- ID 57: I live in a house/maisonette and have my own garden why am I paying for grounds maintenance?
You always did pay for grounds maintenance but now you can see how much you are paying. Keeping your estates clean and well looked after makes people feel safe and helps prevent anti-social behaviour. Because everyone benefits from clean and tidy surroundings it is only fair that everyone should pay towards this service
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- ID 58: I live in a village where there are no communal areas ? why should I pay for grounds maintenance?
You always did pay for grounds maintenance and the charge was included in you rent. We cannot split every service down to exactly what it costs each individual. This is because it would be too difficult or too expensive to do so.
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- ID 59: Why am I paying for grounds maintenance surely this is covered by my council tax?
Some land is owned by the Housing Department as your landlord rather than the whole of the Borough Council. Your council tax pays for the maintenance of the land owned by the Council and the grounds maintenance charges are for land owned by the Housing Department.
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- ID 60: I live in a house why am I paying for estate officers whose work really only benefits flats?
We reflected this separation of work in the way we worked out the charge for this service – tenants who live in houses pay 15% of the overall cost and residents who live in flats pay 85% of the overall cost.
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- ID 61: Why are you charging me for estate officers? I never see an estate officer
We have two mobile estate officers who amongst other things are responsible for the rubbish removal, abandoned vehicles, graffiti removal, parking issues, minor repairs, monitoring standards and providing evidence in anti social behaviour cases. Everyone benefits from the provision of this service although you might not use the service directly.
For example, we all contribute to the cost of policing but we may never have to contact the police directly or make use of the service as an individual.
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- ID 62: How can I find out when an estate officer will come to my area?
The nature of their work means that estate officers do not have a fixed timetable they respond to reported problems on an as and when basis.
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- ID 63: You seem to be charging me for a service I don?t receive
We have worked very hard to try and get everything right but there may be a few errors. If you tell us we have made a mistake we will check our records and make sure they are right for next year. It is important to remember that this year if there is any adjustment made to the service charge, for whatever reason, then the rent will also be adjusted so that the total amount will remain the same.
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- ID 64: I think that you have made a mistake and charged me for services which I don?t receive ? Can I have a refund?
Firstly we will check to make sure that the charge has been made correctly. If we expect you to receive a service and you are not getting it then we will quickly put this right.
As service charges have been taken away from the rent charged this year, if we reduce a charge for a service this will have the affect of increasing the rent element so no refund will be due.
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- ID 65: What services will I pay for?
Your individual service charges will be shown the notices we send you. Everyone will be charged for grounds maintenance and estate officers then for any service provided to your block of flats.
Some people in my block have bought their flat. Do they have to pay service charges as well?
The owners of flats or maisonettes are called leaseholders. They have always paid service charges and will continue to do so.
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- ID 66: Some people in my block have bought their flat. Will they pay the same amount in service charges as me?
Where legally possible we have shared out the costs of each service fairly. If we are not charging leaseholders the same amount as council tenants it is because we are not legally able to do so. We recognise that this may seem unfair and we are looking into whether we are able to change this and if we can prevent this happening in the future.
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- ID 67: What about people who bought houses under Right to Buy?
Unfortunately the law does not allow us to charge this group of people for estate services. We recognise that this may seem unfair and we are trying to see if we can prevent this happening in the future.
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- ID 68: How will service charges change in the future?
Service charges for both tenants and leaseholders will be based on the actual costs from the previous financial year plus an inflationary increase and /or additional economic forecasts to bring charges to present year costing
Example: The service charges for 2008/09 = Actual cost of service 2006/07 + inflation and /or economic forecast
Service charges for 2009/2010 = Actual cost of service 2007/2008 +inflation and /or economic forecast
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- ID 69: I don?t want a service can I opt out?
Some of our services are useful to everyone for example keeping estates clean and well looked after makes people feel safe and helps prevent anti-social behaviour. Other services may not be considered essential but there will be times when you will want them and so we have decided that tenants cannot opt out.
For example cleaning – some residents would argue that they are happy to clean the communal areas themselves. However, when these residents move out others may not want to clean these areas and so CBH deliver the service to make sure it is regular and reliable.
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- ID 70: Will CBC keep adding new services that I have to pay for?
We will not introduce any new chargeable services without consulting you and being sure there is some agreement about what is planned.
There will be opportunities for you to ask for particular new services and provided there is some agreement from those affected by the change and the will to pay for it then we can respond positively to these requests.
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- ID 71: I have not signed an agreement for the 2 storey cleaning service how can you charge me for this service?
The Council can review your tenancy agreement as long as we consult with you and give you 28 days notice in writing regarding any changes. We gave tenants and leaseholders enough notice about the introduction of this service by running a pilot scheme at no charge for all 2 storey blocks for the last two years.
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- ID 72: I wasn?t consulted about the introduction of estate officers ? how can you charge me for this service?
Estate officers were introduced in response to tenants concerns expressed in a number of surveys carried out on behalf of CBC. You asked for clean and well maintained estates and we introduced the estate officer service as a direct response to these concerns.
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- ID 73: Will separating service charges lead to large increases in my rent in the future?
No. To protect tenants from large increases we cannot increase your overall charge (rent and service charges) this year by more than inflation + 0.5% + £2 per week. In the following year, with the exception of fuel charges, we must not increase your service charges by more than inflation + 0.5%.
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- ID 74: Will separating service charges alter the standard of service I get from you?
No. Our aim is to provide the best possible service we can for the price you are paying.
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- ID 75: Will new tenants have to pay service charges when they move in?
Yes. All new tenants and leaseholders will pay communal service charges.
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- ID 76: What will happen if I don?t pay the service charges?
We will assume any payments you make are for your rent and service charges so if you don’t pay we will take action to recover the money owed in line with our arrears policy.
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- ID 77: Will I be entitled to a refund if the service is unsatisfactory or not provided?
CBH have published service standards for our grounds maintenance and communal cleaning services and we will make sure that these are met. Individual refunds will not be made to tenants if a service has been disrupted.
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- ID 78: What if I am not satisfied with the level of service I am receiving?
If you are unhappy with the level of service you are receiving please let us know so that we can investigate. You may wish to become a QAA or a Village Voice and take part in monitoring our services to you.
If after an investigation you are still dissatisfied with the level of service provided then you can use CBH’s normal complaints procedure.
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- ID 79: Apart from sheltered housing is any other help available for older people from CBH?
CBH also offers other services for older people.
These include a Handyperson Scheme which offers assistance with odd jobs and small repairs around the home that CBH wouldn't normally be responsible for doing - Further information is available here.
We also offer a Home Support Scheme. Home Support is a free service for tenants and home owners aged 60 and over who live within the Borough of Colchester. It provides short term help to enable people to maintain their homes and to live independently within the community. Further information is available here.
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- ID 80: How can I see an example of a sheltered housing property and scheme?
We offer the opportunity to view most of our schemes by taking a 'virtual 360 degree tour' via the CBH website. These can be viewed here.
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- ID 81: Can I bring my pet with me?
In most schemes it is not possible, we do have some properties, mainly bungalows where pets are allowed. This will only be a pet you bring with you and will not be able to replace the pet.
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- ID 82: Can I come into Sheltered if I own my own property?
Yes you can, however you will only qualify for certain smaller studio type of accommodation, or in very rare circumstances a flat. After you have lived in sheltered hsouing for one year you are likely to be able to apply for transfer into a bigger property.
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- ID 83: Are meals provided?
We have 2 Extra-care schemes for the more frail. These tenants have the opportunity to have lunch prepared and to eat in the dining area Monday to Friday, excluding Bank Holidays. There is a small charge for these meals. If you have a care package provided then meals may also be available at weekends.
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- ID 84: Is the Scheme Manager available all the time?
In CBH managed sheltered schemes the Scheme Manager is present for half a day Monday – Friday, excluding Bank Holidays, and does not live on-site. At all other times all alarm calls will be responded to by a Scheme Manager or a member of Helpline staff.
In the case of extra-care schemes the Scheme Manager is on-site 8am to 4pm approximately and at all other times support is available from care staff.
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